A lot of people are becoming victims of the disease due to a changing lifestyle. The World Health Organization (WHO) has identified India as a country where most cases of the lifestyle-related disease will emerge in the coming days. To keep us protected in such a situation we should start searching for the best health insurance companies in India immediately.
Health insurance plays an important role in our lives. As we all know, there can be anything in our life at different points of time, it’s essential that you have any health insurance plan for your health so as to you can recover all the money spent on your wellbeing. So, today we have come with a list of the best health insurance companies in India.
Registered Health Insurance Companies in India
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All the health insurance companies given below are accredited by the Insurance Regulatory and Development Authority (IRDA) and they have to renew their license periodically.
If a company does not renew its license, then it is not allowed to sell health insurance, so before buying health insurance, go to the official website of the agency and check the list of updates.
- Aditya Birla Health Insurance Company Limited
- Apollo Munich Health Insurance Company Limited
- Bajaj Allianz General Insurance Company Limited
- Bharti AXA General Insurance Company Limited
- Cholamandalam MS General Insurance Company Limited
- CIGNA TTK Health Insurance Company Limited
- Future Generali India Insurance Company Limited
- HDFC ERGO General Insurance Company Limited
- ICICI Lombard General Insurance Company Limited/ICICI Pru insurance
- IFFCO TOKIO General Insurance Company Limited
- Kotak Mahindra General Insurance Company Limited
- Liberty General Insurance Company Limited
- Max Bupa Health Insurance Company Limited/Max Life Insurance
- National Insurance Company Limited
- Raheja QBE General Insurance Company Limited
- Reliance Health Insurance Company Limited
- Religare Health Insurance Company Limited
- SBI General Insurance Company Limited/SBI Life Insurance Plans
- Star Health & Allied Insurance Company Limited
- Tata AIG General Insurance Company Limited
- The New India Assurance Company Limited
- The Oriental Insurance Company Limited
- United India Insurance Company Limited
- Universal Sompo General Insurance Company Limited
Best Health Insurance Companies In India:
Here I have tried my best to list down the best health insurance companies in India in this article below. Check the list of top 10 medical insurance companies in India:
Star Health and Allied Insurance Company Limited
The company has many facilities to provide to its customers and they constantly work on understanding various new ideas to help their customers in different ways. Star Health and Allied Insurance company provide a handful of benefits to its customers.
They have some policies for patients with diabetes as well as patients suffering from HIV Positive. The company has a lot to offer to its customers and thus it is among the best health insurance companies in India.
National Insurance Policy Company Limited
The national insurance company limited is basically a government entity, which has been serving the common people of India for over 100 years now. They offer numerous different types of health insurance coverage to its consumers.
You can select your own health insurance plan as per your requirements. The National Insurance Company Limited has opened many branches in different cities of India. Its availability makes the company one of the best health insurance companies in India.
Apollo Munich Health Insurance Company Limited
It is one of the most famous and among the best health insurance companies in India. The company is promoted very much through the advertisement for television, newspapers and various other advertisements. And these advertisements have made it popular among people and in this way many people opt for Apollo Munich on any other health insurance company.
Oriental Health Insurance Company Limited
This one is another government-owned health insurance company. This is also among the best health insurance companies in India, which is extensively known to people of India.
This company offers different types of insurance policies to the policyholders, from where the customers can select as per their requirements and according to their budget.
The specialty of this health insurance corporation is that for individuals less than 60 years, medical insurance is not required for the pre-medical test. However, before the purchase of a health insurance policy, it becomes obligatory for a medical examination for people under the age of 45 years.
Reliance Health Insurance Plan
As one of the leading and best health insurance companies in India, Reliance General Insurance understands the concerns of its customers and offers excellent benefits with Family Health Insurance Plans along with their personal health insurance plans.
This insurance company protects our entire family’s health. If your policy has expired, you can renew your health insurance policy in a matter of minutes. Buy a mediclaim policy for your entire family to keep the danger of financial tragedy during an emergency.
Bajaj Allianz General Insurance Company Limited
Bajaj Allianz is a very popular name in the insurance market and in the past years, it has been successful in getting many customers. The company’s 3 major health insurance policies are Health Guards, Silver Health and Star Packages.
The Bajaj Allianz Insurance company provides many additional benefits to its customers, which are not offered by various other insurance companies. This is the reason that it is being listed on the top 10 health insurance companies list in India on number 7.
New India Assurance Company Limited
This one too is a government-owned health insurance company that was established in the year 1919. Therefore, the corporation has been working for people for 100 years now at the same time it has been successful in collecting many customers over the years.
The New India Assurance health insurance company is among the best health insurance companies in India because of its Mediclaim policy. This insurance company, which provides the greatest facility, is that the company offers different assessments for the major metros.
Bharti Axa General Insurance Company Limited
Bharti AXA General Insurance is among the best health insurance companies in India. The premium cost of Bharti AXA Smart Health Plan is INR 12,064.
100% coverage is provided in this Smart Health Scheme. Like other plans, coverage of pre-existing illness also starts after 4 years. The room rent is fully covered in this policy. This plan also provides the option of lifetime renewal.
ICICI Lombard General Insurance Company Limited
This insurance policy is very famous among people to provide various health benefits. The best policy provided by this company is that in which the owner gets full coverage of all the expenses incurred in case of any medical emergency.
This includes the cost of rooms, dental expenses, and ambulance fees, etc. which are not included in the various health insurance policies provided by other companies
HDFC ERGO General Insurance Company Limited
HDFC ERGO General Insurance Company Limited brings to you unique health insurance plans. These plans provide ideal health protection at a reasonable price. Health plans of HDFC ERGO include hospitalization in the case of sickness or accident, pre & post hospitalization expenses, domiciliary treatment, day-care processes, organ donor costs, etc. Moreover, you can acquire a renewal bonus for each and every single claim-free year.
So, these are the best insurance companies in India right now. Compare these best health insurance plans in India to find out your required one.
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