HDFC Two Wheeler Insurance: Know In Details About It

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HDFC two wheeler insurance plans provide assured services to its policyholders, online facility with reasonable price, comprehensive coverage, third-party coverage. In case you’re anxious about buying an expensive policy for your bike or scooter, then no longer worry about it as the HDFC two wheeler insurance policies are quite cheap.

Features of The HDFC two wheeler insurance:

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Protect your valued vehicles with HDFC Two Wheeler Insurance Plan. You can have a lot of cashless claims and discounts. Here is a few features of HDFC two wheeler insurance policy:

Features of HDFC two wheeler insurance:

Avail of our cashless claim service over 3400+ authorized a network of garages across IndiaBuy and renew the policy online to Get Personal Accident Cover for Owner and Driver

Avail Personal Accident Coverage For The Owner & Driver:

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Avail a mandatory Personal Accident Coverage for the Owner & Driver of a sum of INR 1 Lakh to cover an Accidental Death and Enduring Complete Disability.

Online convenience:

Get the extreme benefit of purchasing and also renewing the insurance policy on the online platform

Cashless Claim Facility:

This Cashless Claim Facility has over 1600 plus authorized garage network across India

Benefits of HDFC two wheeler insurance:

Get a range of reductions and involvement to the Vehicle Association
Shield against the damage or loss to the automobile because of riots, terrorism, malicious acts, and strikes.
Extensive coverage of HDFC two wheeler insurance plans includes the responsibility to third-parties and also personal owner & driver accident cover.

The premium Amount HDFC Two Wheeler Insurance plan depends on:

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The model of your bike or scooter
The year of construction (How old your bike or scooter is)
Bike or scooter’s Cubic capacity (cc)
“No Claim Bonus” percentage, only if applicable
Place of the registration
Former claims history
Ex-showroom value of your vehicle

Coverage Offered By The HDFC Two Wheeler Insurance Policy

Here are a few HDFC Two Wheeler Insurance plan coverage mentioned below:

Damage or Loss to Your Vehicle Insured:

Damage or loss to the motor vehicle produced by any 1 of the subsequent events:

Flood, earthquake, storm, rockslide or landslide
Accident by outward means
Transportation by road, inland waterways, lift or air
Theft, house break-in, or burglary
Riots, terrorism, malicious acts, strikes
Explosion, fire, lightning, self-ignition

(You can also read: HDFC ergo car insurance)

Sum Assured:

The HDFC two wheeler insurance covers for the Vehicle depending on the maker’s listed marketing price, less reduction for every year or the Insured’s Declared Value (IDV). The Insured’s Declared Value can be the extreme amount allocated in case of a claim for the Total Loss.

Personal Accident Coverage For Owner & Driver:

The HDFC two wheeler insurance plan also offers for a compulsory Personal Accident Coverage for Owner & Driver for a sum of INR 1 Lakh to cover Perpetual Total Disability and Accidental Death.

Third-Party Liability:

The insurance policy also covers any lawful responsibility arises out of damage or death of the third-party and damage to property of the third-party in the event of a misfortune involving an insured vehicle. HDFC bike insurance provides the policyholder the third party liability facility.

Exclusions Of The HDFC Two Wheeler Insurance Plan

Damage or loss attributable to mutiny acts, war, and nuclear risks
Common aging, tear and wear
Damage occurred by an individual who drives without a legal driving license
Damage occurred by an individual driving in the influence of alcohol, liquor or drugs
Electrical or mechanical failure or breakdown
Reduction, any significant loss
Damage or loss of the vehicle outside of the country

(You can also read: Reliance general insurance two wheeler)

Claim Procedure of HDFC two wheeler insurance policy:

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In case of a bike insurance HDFC claim, call the HDFC ERGO’s helpline no. 1800-2-700-700 (toll-free) and enlist your case at the soonest. When you give your strategy number as a reference and enlist the case, pursue the procedure as beneath:

Appeal for assistance with ambulance facilities (if needed) and thus claim formalities
Get a restoration estimate by filling up the HDFC motor claim form and also do not forget to attach a replica of the Certificate of Registration and the driving license of the individual who met with an accident
In the case or if possible the drive the automobile to take the vehicle to the nearby garage or dealer
Get the ‘Cashless Claims’ benefit in any listed garage of the HDFC two wheeler insurance network. But, in case the listed garage is outer the purview of the policy’s network, you’ll then have to avail the claim repaid consequently
Sign the fixer’s gratification voucher
Pay for the non-accident associated repairs, reduction, and a minor deductible

(You can also read: HDFC two wheeler insurance renewal/ HDFC bike insurance renewal online)

THE DOCUMENTS NEEDED FOR THE CLAIM:

In The Event of a Lawful Liability Claim:

Registration Certificate of the policy
Appropriately filled and sign up the claim form
The drivers driving license who was driving the vehicle at the time of the accident
Copy of the First Information Report (FIR) lodged at your nearby police station
Original copy of the policy
Legal notice (in case you received any)

In the event of Theft:

Registration Certificate of the policy
Appropriately filled and sign up the claim form
Original copy of the policy
Copy of the First Information Report (FIR) lodged at your nearby police station
All the original keys of the vehicle
‘No hint report’ for confirming that the theft vehicle is not distinguishable

In The Event of an Accident:

Registration Certificate of the policy
Appropriately filled and sign up the claim form
The drivers driving license who was driving the vehicle at the time of the accident
Copy of the First Information Report (FIR) lodged at your nearby police station
Original mending approximation, repair statement and the receipt of payment for the non-cashless claims
The Original repair statement for the cashless claims

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