Mukhyamantri Amrutum (often called MA), along with MA Vatsalya, are schemes launched by the Government of Gujarat to provide free and quality health care / medical treatment to economically weaker families. The key aim is to reduce the financial burden of medical procedures by providing a health card and cashless treatment in empanelled hospitals. So, let’s learn how to apply for Mukhyamantri Amrutum (MA) Yojana.
Who is Eligible For Mukhyamantri Amrutum (MA) Yojana:
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Here are the typical eligibility criteria (may vary slightly depending on updates or district):
- Residency: Must be a resident of Gujarat.
- Income / Poverty Status: Generally, for families under a certain annual income limit (often less than ₹4 lakh) and those listed under the Below Poverty Line (BPL) categories.
- Family Members: The scheme covers the applicant’s family (up to a certain number of members).
- No Fee: Usually, there is no enrolment fee. The government covers the costs.
Documents Required For Mukhyamantri Amrutum (MA) Yojana:
To apply, you usually need the following documents:
- Proof of Identity (Aadhaar, Voter ID, Driving License, PAN card, etc.)
- Proof of Address (Ration Card, utility bills, etc.)
- Income Certificate (to show annual income)
- BPL Certificate (if applicable)
- Passport-sized photographs
How to Apply For Mukhyamantri Amrutum (MA) Yojana:
Here’s how you can apply for the scheme (general process):
Locate an enrolment centre/kiosk:
There are Taluka kiosks, Civic Center kiosks, and even mobile kiosks in many areas to facilitate easy enrolment.
Fill out the application form:
The form is usually in Gujarati, asking for family details, income, identity/address proof, etc.
Submit required documents:
Attach photocopies (or originals for verification) of the above-mentioned documents.
Biometric & Photograph capture:
At the kiosk, your family members’ biometrics (fingerprints, iris scan) and family photographs are taken.
Verification:
The concerned authorities (in taluka / civic centre offices) verify your documents and eligibility.
Issuance of MA Amrutum/MA Vatsalya Card:
After verification, you’ll receive the health card (“MA Vatsalya card” or MA Amrutum card), along with an information pamphlet and a list of empanelled hospitals.
Validity/Renewal:
The card is generally valid for 3 years from the date of issue. Renewal may be required after expiry.
Benefits Of Mukhyamantri Amrutum (MA) Yojana:
Here are the benefits and types of treatments covered under the scheme:
- Cashless treatment at empanelled government / private hospitals.
- Coverage for many medical procedures — surgeries, treatments for critical diseases (cardiovascular, neurological, kidney diseases, burns, neonatal care, etc.).
- Often, there is coverage/subsidy of transportation costs when availing treatment.
- The scheme covers hospitalisation, diagnostics, and follow‑ups as per the package rates for the procedures.
Claim Process Of Mukhyamantri Amrutum (MA) Yojana:
Once you have the Mukhyamantri Amrutum (MA) Yojana card, here’s how to use it when you need medical treatment:
- Go to an empanelled hospital (check the list given to you or online).
- At the hospital, present your MA Vatsalya / MA Amrutum card for identity & eligibility verification.
- The hospital may need to obtain pre‑authorization (if the procedure requires it) from the scheme’s nodal agency or insurer.
- Treatment is provided cashless — meaning you do not pay upfront for the covered portion.
- After discharge, the hospital submits the documents/bills to the scheme for payment/settlement.
Exclusions:
While the scheme covers many procedures, there are typical exclusions:
- Cosmetic, aesthetic, or non‑emergency surgeries are often excluded.
- Procedures not in the defined package list for the scheme may not be covered.
FAQ:
Q. How much medical coverage does the scheme provide?
A. The coverage depends on the procedure — many hundreds of procedures are covered. The scheme may cover up to ₹3,00,000 or more per family, depending on the plan and procedure.
Q. Do I have to pay any premium or fee?
A. No, there is usually no enrolment fee. It is government‑funded.
Q. Can I apply if my family income is above the limit?
A. Typically, no. Only families that are under the fixed annual income limit (or BPL) are eligible. If your income is above that, you may not be eligible.
Q. What if I lose my Mukhyamantri Amrutum (MA) Yojana card?
A. You can get a replacement/new card at the kiosk or taluka enrolment centre.
Q. How long is the card valid?
A. Usually,y3 years from the date of issue. After expiry, you need to renew.
Q. Can I use non‑empanelled hospitals?
A. For the cashless benefit, you must go to empanelled hospitals under the scheme. If you go elsewhere, you may have to pay yourself.
Q. What if I need treatment for a disease not listed in the procedure list?
A. If it’s not in the list, the scheme may not cover it. You might have to bear the cost yourself or seek alternative help.
Q. How do I check if my family is listed (eligible)?
A. The government maintains lists (BPL / low income) via Taluka & Civic centres. You can ask at the kiosk or check online if available.