Janashree Bima Yojana (JBY) Subsidy, Benefits, Eligibility

Source:- https://www . kotak . com/en/personal-banking/insurance/pradhan-mantri-suraksha-bima-yojana . html

Janashree Bima Yojana scheme is being run for rural landless laborers (registered laborers under Chief Minister Mazdoor Suraksha Yojana). For the implementation of the said scheme by the Government of India, Rs. An annual premium of 200 per member has been fixed out of which Rs. 100 per member by the Government of India and Rs. 100 per member is deposited by the State Government to the Insurance Life Insurance Corporation of India Premium. The scheme is operated by the Life Insurance Corporation of India through a nodal agency. Nodal agency means panchayat, NGO, self-help group or any other institutional arrangement.

The Janashree Bima Yojana (JBY) was implemented on August 10, 2000. the Indian Government and Life Insurance Corporation (LIC) had implemented the Janashree Bima Yojana (JBY), aiming to develop the at or below poverty line sector.

Citizens applying for the Janashree Bima Yojana (JBY) will have to pay a premium of INR 200/- and the remaining 50% will be provided by the State Government or Nodal Agency for premiums and the remaining 50% of the Social Security Fund.

The Janashree Bima Yojana (JBY) provides insurance to khadi craftsmen and the cost of the insurance premium is also very low. Under this scheme, the group of 45 Khadi artisans will get the benefit.

Summary:

As a nodal agency, Gram Panchayat, NGOs, SHGs institutes can come.

Source:- https://www . bankofbaroda . com/pmjjby . htm

Janashree Bima Yojana (JBY) Objectives

Table of Contents

The main objective of implementing Janashree Bima Yojana (JBY) was to provide poor people below the poverty line and some poor line above the poverty line. There are two groups for this Janashree Bima Yojana (JBY). These are as follows:

Shiksha Sahyog Yojana (SSY)

The Shiksha Sahyog Yojana (SSY) also provides a social safety scheme, this yojana, for the children of parentages protected under this Janashree Bima Yojana (JBY). This Shiksha Sahyog Yojana (SSY) is actually an add-on advantage of the Janashree Bima Yojana (JBY). A subsidy sum of INR 600/- is compensated every after 6 months to the students who are studying in IX (11) and XII (12). This scholarship includes the ITI students too. Only 2 children of a single insured family can avail this facility.

All the groups of employees of those groups receive the benefit of Shiksha Sahyog Yojana (SSJ) when applied under the group Janashree Bima Yojana (JBY).

SUMMARY:

This has also been implemented for social uplift but under the Janashree Bima Yojana (JBY) the children of the workers get the benefit. Under this scheme, the children received scholarships for 1200 years of the full year for half year.

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Source:- http://www . ekalavvya . com/promoting-womens-economic-participation-in-india/

Women SHG (Self Help Groups) Groups

The Janashree Bima Yojana (JBY) also provides a special outline to the Women SHG (Self Help Groups) Groups to support their youngsters’ education. The Tenure life insurance covers amounting to INR 30,000/- is offered for a period of 1 year. And the premium of INR 200/- every year is collective between the Self Help Groups (SHG) members and the Life Insurance Corporation (LIC). INR 100/- is waged by the associate, whereas the balance INR 100/- is accepted by the Life Insurance Corporation (LIC).

Janashree Bima Yojana (JBY) Eligibility

See whether you are eligible for Janashree Bima Yojana (JBY) or not. Here the conditions for qualification are shown for Janashree Bima Yojana (JBY).

Applicants of Janashree Bima Yojana (JBY) should be above 18 years and below 59 years of age.
The number of artisans in the rural poor and urban poor should be 25. And the member of the group should be the leader of the family.
The group will be identified by Life Insurance Corporation (LIC) and currently, only 45 groups will be selected.
The person must be an associate of any vocational group or nodal agency accepted occupation
The individual must be slightly below or at the poverty line

Source:- https://indianexpress . com/article/cities/pune/self-help-groups-in-pcmc-venture-into-production-of-sanitary-napkins/

Janashree Bima Yojana (JBY) Benefits

Casual Aid:

Occasionally there will be a benefit on partial disability and permanent disability or even death at the time of the accident.

Assistance at natural death:

If an employee dies, then, in that case, the nominee member of the family will be paid INR 30,000/- under the Janashree Bima Yojana (JBY).

On receiving a partial disability, accidentally, INR 37500/- will be paid.
In case of accidental death and permanent disability INR, 75000/- will be paid.
Under the Janashree Bima Yojana (JBY), the benefits of education support scheme will also be benefited.
Janashree Bima Yojana (JBY) Online Application Form

Download Janashree Bima Yojana (JBY) Online Application Form from the link provided here and you can also download the Janashree Bima Yojana Claim Form claim form for Janashree Bima Yojana from here.

Janashree Bima Yojana (JBY) Online Application Form: http://awwada.tripod.com/id3.html

Janashree Bima Yojana Claim Form: http://kvic.org.in/oldwebsite/index.php?option=com_content&view=article&id=305&Itemid=32

Source:- https://www . apsabangalore . org/project/self-help-group-shg/

Business Groups Covered By the Janashree Bima Yojana (JBY):

Here is the Occupation mentioned who get covered under the yojana

Sericulture	Plantation
Cleaning Worker’s	Construction
Rickshaw Driver	Rural Poor
Toddy Tappers	Women Associated Self Group
Primary Milk Producer	Transport Staff
Papad Factory	Agriculture
Salt	Firecracker
Leaf Collector	Coconut Processors
Physically Disabled Self Employed Worker	Transport Driver Association
Leader Factory	Manufacturing
Lady Dari	Chemical Products
Handloom & Khadi Waves	Rubber & Coal Products
Handloom Velvets	Printing
Handcrafted	Leather Products
Hamas	Paper Products
Fisheries	Wood Products
Carpenter	Sugar Mill
Cobblers	Textile
Brick	Hill Area Female
Bidi	Power Loom