Deen Dayal Health Service Scheme is a one-of-a-kind health insurance scheme. This scheme has been launched by the Government of Goa to help the citizens of their state. Under this scheme, the Government of Goa provides insurance of Rs 2 lakh 50 thousand to a family of three members.
Under this scheme, to overcome the financial problem, improve health care better, and provide health insurance to provide financial security to the citizens of the state to avoid costly medical expenses.
What Does It Mean By Deen Dayal Swasthya Seva Yojana?
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Deen Dayal Swasthya Seva Yojana, Goa is a health insurance scheme launched by the state government of Goa for all the people residing in the state for five and more years.
Under this scheme, the government will provide an insurance cover of Rs. 2.5 lakh for a family of up to 3 members and an insurance cover of Rs. 4 lahk for a family of more than 4 members in the state.
The welfare of the people of the State is the endeavor of any Government and to achieve this end, the social security net requires further strengthening.
As a result, the State Government announced Deen Dayal Swasthya Seva Yojana, Goa in its State Budget to provide health coverage through an insurance policy Scheme to the entire resident population of the State.
Thus, Health Insurance could be an innovative way of overcoming financial handicaps, improving access to quality medical care, and providing financial protection against high medical expenses to the people of the State of Goa.
NOTE:
This scheme has been launched to facilitate and take the medical services to the next level, the State of Goa envisaged the present scheme to provide its people, quality medical care and treatment of diseases, hospitalization, and surgery through Government and private hospitals.
Coverage of Deen Dayal Swasthya Seva Yojana, Goa:
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The government has tied up with the United India Insurance Company Ltd for the insurance scheme, and the technical partner for providing the insurance cards will be Goa Electronics Ltd (GEL). In all, 16 centers across the state will be set up by GEL for registration and issuance of the insurance scheme cards.
The annual installment of the insurance premium is Rs. The government will pay 3,206 per family to the insurance company. Deen Dayal Swasthya Seva Yojana, Goa provides health insurance for the entire resident population of Goa who is residing in Goa for five years and more.
The main aim of the scheme is to provide quality medical care, treatment of diseases, hospitalization, and surgery through Government and private hospitals.
The objective of Deen Dayal Swasthya Seva Yojana, Goa is to provide health insurance to overcome the financial problem, improve access to quality medical care, and provide financial protection against high medical expenses to the people of the state of Goa.
NOTE:
Various health packages come under this scheme. The insurance covers about 276 types of diseases in government hospitals and 147 diseases in private hospitals are also covered under this scheme.
Other Procedures That Goa Has Incorporated:
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High-end Diagnostics merely on the recommendation of Government Doctors / Hospitals as well as at a rate fixed & discovered by the GMC (Goa Medical College)
Medication for long-lasting diseases such as Hypertension, Diabetes, etc.
Medication for devastating disorders such as Epilepsy, Cerebral Palsy, and Multiple Sclerosis
Amount shan’t exceed INR 15000/- per annum
Ayurveda hospitalization or Mental Health ( based on AYUSH / NIMHANS) advice as well as restricted merely to Government Institutions / Hospitals
Procedure Included:
Medication for chronic lifestyle diseases like Diabetes, Hypertension. The amount shall not exceed Rs. 15000/- per annum.
Medication for debilitating disorders like Epilepsy, Multiple Sclerosis, and Cerebral Palsy.
Mental Health/Ayurveda hospitalization ( based on NIMHANS/AYUSH) advice and restricted only to Government Hospitals/Institutions.
High-end Diagnostics only on the referral of Govt. Hospitals /Doctors and at rates discovered and fixed by GMC.
Benefits Of Deen Dayal Swasthya Seva Yojana:
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Deen Dayal Swasthya Seva Yojana (दीन दयाल स्वास्थ्य सेवा योजना), Goa covers an entire resident population of the State, residing in Goa for five years and more.
Covers up to INR 2.5 lakhs per year for a family of 3 and/or fewer members.
Cover of up to INR 4 Lakhs for a family of 4 and/or more members.
You can get the Insurance benefits collectively or individually
A person is allowed to take a developed cover straight from the Insurance Corporation by giving a greater premium, devoid of having any effect on the existing govt. policy & facilities.
Eligibility Criteria:
A person residing in Goa for 5 or more 5 years is eligible for Deen Dayal Swasthya Seva Yojana, Goa.
Government employees (State Govt. as well as central Govt. employees) will not be covered under the Deen Dayal Swasthya Seva Yojana, Goa.
Document Required:
- Adhar Card of all your family members
- Residence proof such as passport or Residence certificate (5 years residence in Goa) or Voter ID or Driving License.
- Ration Card.
- Caste certificate for OBC/SC/ST
- Disability certificate (if any)
- Application form of course
Insurance Card Registration Fees:
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Goa Electronics Ltd. (GEL) will provide the cards of Deen Dayal Swasthya Seva Yojana.
- On payment of Rs. 200/ for a family of 3 and less and Rs. 300/- for a family of
4 and above. - Concession of 50% for OBC/SC/ST /Differently abled head of the family.
Exclusions of the Deen Dayal Swasthya Seva Yojana, Goa:
Government employees won’t be able to get coverage under the scheme
Any process not comprised in the list of the 447 procedures won’t get coverage under Deen Dayal Swasthya Seva Yojana, Goa.
Impanelled Hospitals Of Deen Dayal Swasthya Seva Yojana, Goa:
Sl. No. |
District |
Hospital Name |
|---|---|---|
| 1. | North Goa | Campal Clinic |
| 2. | North Goa | Guns Childcare Hospital, N. I. C. U & Premature Care Unit |
| 3. | North Goa | Healthway Hospital Pvt. Ltd. |
| 4. | North Goa | Manipal Hospital |
| 5. | North Goa | Menezes Polyclinic |
| 6. | North Goa | Redkar Hospital & Research Centre |
| 7. | North Goa | Vision Multispeciality Hospital |
| 8. | North Goa | Goa Medical College Hospital |
| 9. | North Goa | North District Asilo Hospital |
| 10. | North Goa | RG Stone Urology & Laparoscopy Hospital |
| 11. | North Goa | Dhumaskar General Hospital |
| 12. | North Goa | Madoka Hospital |
| 13. | North Goa | Healthway Hospitals Old Goa |
| 14. | North Goa | Mahatma Nursing Home |
| 15. | North Goa | Community Health Centre Valpoi |
| 16. | North Goa | Chodankar Nursing Home And Research Centre |
| 17. | South Goa | Dr. A. G. Borkar Memorial, Borkar Nursing Home |
| 18. | South Goa | Nagarsenkar’s Classic Hospital |
| 19. | South Goa | SubDistrict Hospital Ponda |
| 20. | South Goa | Salcete Urban Health Centre, Opposite Hospicio Hospital |
| 21. | South Goa | Pai Hospital |
| 22. | Bangalore | Health Care Global Enterprises Ltd HCG Cancer Hospital |
| 23. | Sangli | Wanless Hospital, Miraj Medical Centre Miraj |
| 24. | Belgaum | KLES Dr. Prabhakar Kore Hospital & Medical Research Centre |
| 25. | Belgaum | KLE Society’s Belgaum Cancer Hospital |
| 26. | South Goa | Mother Care Multi-Speciality Hospital |
| 27. | South Goa | Grace Intensive Cardiac Care Centre And General Hospital |
| 28. | South Goa | Dr. Madkaiker’s City Hospital |
| 29. | South Goa | Royal Hospital |
| 30. | South Goa | Orthopaedic Hospital for Surgery |
| 31. | South Goa | KCRC’s Horizon ICU & Hospital |
| 32. | South Goa | My Eye Hospital |
| 33. | South Goa | Dr. Gracias Maternity Hospital |
| 34. | South Goa | Apollo Victor hospital |
| 35. | South Goa | A.V. DA Costa Memorial Clinic |
| 36. | South Goa | Aster Hospital |
| 37. | South Goa | Vishwa Sanjivani Health Centre |
| 38. | South Goa | Usgaonker’s Children’s Hospital, Clinic, and NICU |
| 39. | South Goa | Salgaocar Medical Research Centre’s V. M. Salgaocar Hospital |
| 40. | South Goa | Vaatsalya Hospital |
| 41. | South Goa | Kamakshi Arogya Dham |
| 42. | South Goa | Ashirwad Urology & Laparoscopy Hospital |
| 43. | South Goa | Savarkar Clinic & Nursing Home |
| 44. | South Goa | Dr. Lawande’s Hospital & Medical Research Centre |
| 45. | Bangalore | Manipal Hospitals Bangalore |
| 46. | Bangalore | Aster CMI Hospital |
| 47. | Bangalore | Narayana Hrudayalaya Limited |
| 48. | Mangalore | Mangalore Institute of Oncology, Mathany Saldanha Administrative Complex |
| 49. | Kolhapur | Athaayu Multispeciality Hospitals Ltd. |
| 50. | Udupi | Prasad Netralaya Super Speciality Eye Hospital Udupi |
Click HERE to know the specialty of Family Welfare from the list
FINAL WORDS
If you reside in Goa, you can sign up for the program to receive the Deen Dayal Swasthya Seva Scheme benefits at affordable costs. However, as medical expenses rise and the prevalence of infectious and persistent medical conditions rises, it is advised that you choose a higher insurance deductible to protect your family’s health.
In order to ensure that your loved ones receive the most effective medical treatment possible in the event of an emergency, Bajaj Markets’ health insurance offers individualized plans with a maximum sum covered of 50 lakh rupees.
Pre- and post-hospitalization costs, maternity and newborn expenses, organ donation, and even Ayurvedic & homeopathic treatment, are all covered by the policy.
No matter where you live in India, you can be confident that your family will have access to high-quality healthcare in an emergency because of the country’s large network of over 6500 accredited hospitals.
Therefore, pick the appropriate health insurance strategy now to be ready for a future medical emergency.
FAQ:
Q. Who provides Deen Dayal Swasthya Seva Scheme’s Card?
A. Goa Electronics Ltd. (GEL) will provide the cards of Deen Dayal Swasthya Seva Yojana.
Q. How much do I Have to Pay for a family of 3 or less In Deen Dayal Swasthya Seva Yojana?
A. For a family of 3 or less, you will have to pay INR 200/- for Deen Dayal Swasthya Seva Yojana.
Q. How much do I Have to Pay for a family of 4 and above For Deen Dayal Swasthya Seva Yojana?
A. For a family of 4 and above, you will have to pay INR 300/- For Deen Dayal Swasthya Seva Yojana.
Q. What are the Documents required for Deen Dayal Swasthya Seva Yojana?
A. Required documents for Deen Dayal Swasthya Seva Yojana (DDSSY) card are as follows:
Adhar Card of all your family members
Residence proof such as passport or Residence certificate (5 years residence in Goa) or Voter ID Card or Driving License.
Ration Card.
Caste certificate for OBC/SC/ST
Income certificate
Disability certificate (if any)
Application form of course
Q. Is there any concession for the Insurance card registration fee of the Deen Dayal Swasthya Seva Scheme?
A. YES, there is a Concession of 50% for OBC/SC/ST /Differently abled head of the family under the Deen Dayal Swasthya Seva Yojana (DDSSY scheme).
Q. Can Government Employees apply for the Deen Dayal Swasthya Seva Yojana?
A. NO, Government employees won’t be able to get coverage under the Deen Dayal Swasthya Seva Yojana.
Q. What are the eligibility criteria for the Deen Dayal Swasthya Seva Yojana?
A. Eligibility criteria for Deen Dayal Swasthya Seva Yojana are as follow:
A person residing in Goa for 5 or more 5 years is eligible for Deen Dayal Swasthya Seva Yojana, Goa.
Government employees (State Govt. as well as central Govt. employees) will not be covered under the Deen Dayal Swasthya Seva Yojana, Goa.
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