Everything on this site for LIC agents and people planning to become one: LIC commission rates, plan-wise commission, MDRT targets and plan reviews.
Key change to know: in October 2024, along with new surrender-value rules, LIC’s first-year commission on new plans was reported to fall from 35% to 28% (including bonus), while renewal commission rose from 5% to 7.5% (source). In FY26, LIC paid on average 22.2% of first-year premium as commission (source).
LIC agent guides
LIC Agent Commission ChartFirst-year and renewal commission, plan-wiseLIC Jeevan Labh Agent Commission DetailsCommission on Jeevan LabhLIC Jeevan Tarun 834 Agent Commission ChartCommission on Jeevan Tarun (834)MDRT India: Complete Guide for LIC AgentsMDRT, COT and TOT qualificationLIC Bima Kiran Policy (Plan 111)Bima Kiran plan explained
Compare with other insurers
See how LIC compares with private insurers and Post Office schemes on our Agent Commission Charts page, or check the PLI agent commission chart and SBI Life agent commission chart.
More guides on this site: Agent Commission Charts · CGHS by City · Government Schemes & Documents