Home Policy for Women & Children Benefits of Maternity Health Insurance

Policy for Women & Children

Benefits of Maternity Health Insurance

March 16, 2024

Table of Contents

More or less we all have we all have thought of having or purchasing a health insurance to secure ourselves during health emergencies. Most of us know about the fascinating benefits of having health insurances that it provides us in return of a comparatively lesser premium amount. Health insurances help us by giving economic support during our health emergencies and health crises that we face in our daily life. But there is only a very few people are aware of the maternity health insurance and its attractive paybacks. So now let’s talk about the maternity health insurance and the coverage such kind of policies offers us to rescue us from our crises.

What is health insurance

What is health insurance?

Most of us are aware of health insurance which is also known as medical insurance, is a sort of strategy that comes with a mesmerizing mediclaim. For instance, it gives us a great extent of hospital expenses, free ambulance service, surgical expense coverage, and many more facilities. Even after being so much familiar with health insurances, only a very few numbers of people know about maternity health insurances in India and as well as its countless benefits. Let’s now know in details about insurance insurances.

What is maternity health insurance?

Maternity health insurance is one kind of a health insurance that claims to offer its clients a few most essential but mandatory care for both the soon to be a mother and the newborn. For instance, it covers labor expenses, Delivery expenses, pregnancy care, newborn baby’s full care, and so many more expenses.

How to get a maternity health insurance

How to get a maternity health insurance?

To get right of entry into such policies one need to apply for it at first. Once the insurance company sanctions their submission then they would have to pay a certain sum of money as their premium every year or after every six months or monthly. The company will set this amount as per the customer’s requirements.

Here is the list to some of the best maternity health in insurances in India:

There is a countless number of health insurance policy companies in India as compared to maternity health insurances. Here are the names of such policies as well as the provider company’s name.

ProHealth Plus Plan under the company named Cigna TTK Health Insurance Company.
Heartbeat Family Floater under the company named Max Bupa Health Insurance Company.
Star Health Wedding gift pregnancy Cover under the company named Star Health Insurance Company.
Total Health Plus under the company named Royal Sundaram General Insurance Company.
The Easy Health Family Floater Plan under the company named Apollo Munich Insurance Company.

Benefits of having Maternity health insurance

Benefits of having Maternity health insurance:

The period of pregnancy is one the best phase for every parent. This is the most beautiful period for every mother. There are uncountable paybacks of having maternity health insurance instead of those common health insurance policies. Here are the paybacks listed below for you.

It pays your hospital expenses such as hospital room and bed rent, specialist fees, medicines etc.
It enables you to have free ambulance service.
It pays off your delivery expenses as well as pays for the expenses for newborn baby’s care.
It covers soon to be mother’s treatment expenses.
It also carries both Pre and post-delivery expenses.

And many more facilities are there under this insurance policy.

So, if you are planning to bring a new member to your family then think about having this policy for monetary support.