As of 2025, life insurance agents in India, earn commissions based on the type of policy sold, its premium amount, and the policy’s tenure. Recent regulatory changes have influenced these commission structures to promote long-term policyholder retention and align agent incentives with customer interests. See below the whole life insurance agent commission chart 2025. … Read more
In 2025, the global demand for insuring luxury goods has grown substantially, driven by rising high-net-worth individual (HNWI) wealth, expansion in luxury markets, and increasing awareness about specialized risk coverage. Luxury goods insurance is a high-value, low-volume sector offering lucrative commission opportunities for agents who can cater to this discerning clientele. This article outlines the … Read more
Extreme sports, ranging from skydiving and motocross to base jumping and rock climbing, come with elevated risks that require specialized insurance coverage. In 2025, the demand for extreme sports insurance continues to rise globally due to increased participation, professionalization, and regulatory requirements. For insurance agents, this presents a unique and lucrative niche, though it comes … Read more
In 2025, with increasing life expectancy, economic volatility, and rising demand for long-term financial planning, retirement insurance products have become a central offering for insurance agents and financial advisors. These products—ranging from annuities to life insurance with retirement benefits offer not just peace of mind for clients but also strong commission opportunities for agents. This … Read more
The drone industry has experienced explosive growth over the past decade, fueled by advances in unmanned aerial vehicle (UAV) technology and expanding applications across sectors like agriculture, filmmaking, delivery services, infrastructure inspection, and emergency response. As the commercial use of drones becomes more widespread in 2025, the need for specialized insurance coverage has also risen. … Read more
As cyber threats grow more frequent and sophisticated, businesses across all sectors are increasingly investing in cybersecurity insurance. These policies protect against losses related to data breaches, ransomware, business interruption, and regulatory fines. With the global market for cyber insurance projected to surpass $30 billion in 2025, the role of insurance agents in selling and … Read more
Aviation insurance is a specialized field covering risks associated with aircraft operation and aviation-related liabilities. In 2025, as the global aviation industry continues to rebound and evolve post-pandemic, the demand for tailored aviation insurance solutions has risen. Insurance agents play a crucial role in this sector, helping clients navigate complex policies, mitigate risks, and ensure … Read more
Cancer is one of the most feared and financially devastating diseases in India. As awareness rises, cancer-specific insurance policies have seen a sharp increase in demand. For insurance agents, this product offers not only the opportunity to provide meaningful protection to clients but also an attractive commission structure. In 2025, insurers are promoting cancer insurance … Read more
In the world of insurance, term insurance remains one of the most popular and straightforward products for individuals seeking financial protection for their families. While the policyholders benefit from its low premiums and high coverage, insurance agents play a vital role in promoting and selling these policies. One of the key motivating factors for agents … Read more
As healthcare needs grow more diverse and immediate, Outpatient Department (OPD) insurance has become a valuable add-on or standalone product in the Indian health insurance market. OPD insurance helps cover medical expenses that don’t require hospitalization, such as doctor consultations, diagnostic tests, and pharmacy bills, making it a highly relevant product in today’s preventive-care-focused environment. … Read more