If you are a CSC VLE using DigiPay, understanding the DigiPay Commission Chart 2026 is important for estimating your earnings from cash withdrawal, AEPS, Micro ATM, money transfer, and other digital banking services.
DigiPay is the CSC ecosystem’s digital banking/payment platform. The current DigiPay application lists services including Aadhaar-based cash withdrawal, cash deposit, balance enquiry, mini statement, Micro ATM, Domestic Money Transfer (DMT), BBPS, recharge, wallet top-up and payout. The app was updated in August 2026.
However, commission rates can change according to CSC/SPV policies and service-provider arrangements. Therefore, the figures below should be treated as a 2026 reference chart, not a guarantee of the exact amount credited to every VLE.
What Is DigiPay?
DigiPay is a digital payment and banking platform used within the CSC ecosystem to provide financial services through Village Level Entrepreneurs.
The current DigiPay application describes services including:
- Aadhaar-enabled cash withdrawal
- Cash deposit
- Balance enquiry
- Mini statement
- Micro ATM transactions
- Domestic Money Transfer
- BBPS bill payment
- Mobile and other recharge services
- Wallet top-up
- Payout
- PAN and ITR-related services
The official Google Play listing identifies the developer as CSC e-Governance Services India Limited and was updated on 13 August 2026.
Digipay Commission Chart 2026 PDF Free Download
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DigiPay Commission Chart 2026:
The following AEPS figures are based on publicly available DigiPay commission schedules. They show the gross VLE commission, 5% TDS, and approximate net commission.
| AEPS Transaction Amount | Gross Commission | TDS 5% | Approx. Net Commission |
|---|---|---|---|
| ₹100–₹499 | ₹0.32 | ₹0.00 | ₹0.32 |
| ₹500–₹999 | ₹1.44 | ₹0.07 | ₹1.37 |
| ₹1,000–₹1,499 | ₹3.04 | ₹0.15 | ₹2.89 |
| ₹1,500–₹1,999 | ₹4.64 | ₹0.23 | ₹4.41 |
| ₹2,000–₹2,499 | ₹6.24 | ₹0.31 | ₹5.93 |
| ₹2,500–₹2,999 | ₹8.80 | ₹0.44 | ₹8.36 |
| ₹3,000–₹6,999 | ₹11.32 | ₹0.57 | ₹10.75 |
| ₹7,000–₹10,000 | ₹9.12 | ₹0.46 | ₹8.66 |
These figures are consistent with a publicly indexed 2026 DigiPay commission chart.
AEPS Commission at a Glance:
The chart shows that the commission is not necessarily a simple percentage of the withdrawal amount. Instead, DigiPay AEPS remuneration can operate through transaction-value slabs.
For example, a ₹5,000 withdrawal falls in the ₹3,000–₹6,999 slab, where the referenced gross commission is ₹11.32, and the approximate amount after 5% TDS is ₹10.75.
DigiPay AEPS Commission 2026
AEPS (Aadhaar Enabled Payment System) is one of the major services through which DigiPay VLEs can earn transaction-based income.
A customer can use an Aadhaar-linked bank account to access eligible banking services through an authorised service point.
Common AEPS services include:
| AEPS Service | Available through DigiPay |
|---|---|
| Cash withdrawal | Yes |
| Balance enquiry | Yes |
| Mini statement | Yes |
| Aadhaar-based banking | Yes |
| Cash deposit | Supported |
| Micro ATM services | Supported |
The current DigiPay app specifically lists Aadhaar-based cash withdrawal, cash deposit, balance enquiry, and mini statement among its services.
DigiPay Cash Withdrawal Commission
Cash withdrawal is one of the most searched DigiPay earning categories.
Based on the referenced commission schedule:
| Withdrawal Amount | Gross VLE Commission | 5% TDS | Net Commission |
|---|---|---|---|
| ₹100–₹499 | ₹0.32 | ₹0.00 | ₹0.32 |
| ₹500–₹999 | ₹1.44 | ₹0.07 | ₹1.37 |
| ₹1,000–₹1,499 | ₹3.04 | ₹0.15 | ₹2.89 |
| ₹1,500–₹1,999 | ₹4.64 | ₹0.23 | ₹4.41 |
| ₹2,000–₹2,499 | ₹6.24 | ₹0.31 | ₹5.93 |
| ₹2,500–₹2,999 | ₹8.80 | ₹0.44 | ₹8.36 |
| ₹3,000–₹6,999 | ₹11.32 | ₹0.57 | ₹10.75 |
| ₹7,000–₹10,000 | ₹9.12 | ₹0.46 | ₹8.66 |
The ₹3,000–₹6,999 range is particularly notable in the referenced chart because it carries a higher gross commission than the ₹7,000–₹10,000 slab.
DigiPay Balance Enquiry Commission
Balance enquiry is another DigiPay/AEPS service.
Unlike cash withdrawal, balance enquiry does not involve transferring cash to the customer. The commission, if applicable, is therefore governed by the service’s current remuneration rules rather than being calculated as a percentage of the customer’s account balance.
Because service charges and commission schedules can change, VLEs should check their current DigiPay commission report before using a fixed figure for balance enquiry.
The DigiPay app provides a DigiPay Passbook for real-time transaction view and wallet balance, making it useful for monitoring transactions.
DigiPay Mini Statement Commission
Mini statement allows eligible customers to view recent account transactions.
DigiPay lists the mini statement among its Aadhaar-based banking services.
The exact remuneration for the mini statement should be checked against the current DigiPay dashboard/commission report because the commission schedule can be revised.
DigiPay Micro ATM Commission 2026
DigiPay also supports Micro ATM services.
A Micro ATM can allow customers to perform banking transactions using an authorised device and appropriate authentication.
The DigiPay application currently lists cash withdrawal and balance enquiry through Micro ATM among its services.
The applicable incentive can depend on the transaction amount and the current DigiPay/Micro ATM scheme.
Therefore, VLEs should not assume that the AEPS cash-withdrawal table automatically applies to every Micro ATM transaction.
DigiPay DMT Commission 2026
DMT means Domestic Money Transfer.
It allows customers to send money to bank accounts through an authorised service point.
DigiPay currently lists Domestic Money Transfer as one of its available services.
DMT earnings are generally different from AEPS earnings because the transaction involves a money-transfer service and associated charges/commission structure.
A simple way to understand it is:
Customer transfer → DMT service → applicable charge/commission → VLE earnings
The exact commission should be taken from the current DigiPay DMT schedule rather than applying the AEPS rate.
DigiPay Commission and TDS
One important point for VLEs is that the gross commission and net commission are not always the same.
For example:
Gross commission = ₹11.32
If 5% TDS is deducted:
TDS = ₹11.32 × 5% = ₹0.566
Rounded approximately:
TDS = ₹0.57
Therefore:
Net commission = ₹11.32 − ₹0.57 = ₹10.75
This is why a VLE may see a commission amount in the transaction report that differs from the amount ultimately credited.
DigiPay Daily Income Example
Suppose a VLE completes 30 AEPS cash-withdrawal transactions in a day and the average net commission is approximately ₹10 per transaction.
Then:
30 × ₹10 = ₹300 per day
For 26 working days:
₹300 × 26 = ₹7,800 per month
This is only an illustrative calculation. Actual daily income depends on transaction volume, transaction slabs, service mix, successful transactions, and the current commission schedule.
Example Daily Earnings Table
| Transactions per day | Average net commission* | Approx. daily income |
|---|---|---|
| 10 | ₹8 | ₹80 |
| 20 | ₹8 | ₹160 |
| 30 | ₹10 | ₹300 |
| 50 | ₹10 | ₹500 |
| 75 | ₹10 | ₹750 |
| 100 | ₹10 | ₹1,000 |
*Illustrative average used only to demonstrate the calculation.
DigiPay Monthly Income Calculation
There is no fixed monthly salary simply because a person operates DigiPay.
Monthly earnings can be estimated as:
Monthly DigiPay Income = Total Successful Transactions × Applicable Commission
For multiple services:
Total Income = AEPS Commission + Micro ATM Commission + DMT Commission + Other Eligible Service Earnings − Applicable Deductions
For example:
| Service | Monthly transactions | Average earning* | Estimated income |
|---|---|---|---|
| AEPS | 500 | ₹8 | ₹4,000 |
| Micro ATM | 200 | ₹6 | ₹1,200 |
| DMT | 100 | ₹8 | ₹800 |
| Other services | — | — | ₹1,000 |
| Total | — | — | ₹7,000 |
*Illustrative figures, not guaranteed DigiPay rates.
DigiPay Commission: Gross vs Net
When reading a DigiPay commission chart, VLEs should check whether the published number is:
- Gross commission
- TDS deduction
- Net commission
- Customer charge
- VLE share
- Settlement amount
These are not necessarily the same thing.
A recent CAG report on the CSC ecosystem explains that CSC’s commission-based model involves revenue sharing and notes that 80% of commission earned on each successful transaction flows to the VLE while 20% is retained by CSC-SPV in the described model. It also notes that for services including DigiPay, commission can be transferred periodically to VLE accounts rather than being handled identically to every other service.
This is useful context, but it should not be interpreted as meaning every current DigiPay transaction has an identical 80:20 calculation, because individual service arrangements and current policies can differ.
DigiPay Commission Chart 2026: Important Services
| DigiPay Service | Earning Method | 2026 Status |
|---|---|---|
| AEPS Cash Withdrawal | Transaction/slab based | Available |
| Balance Enquiry | Service/transaction based | Available |
| Mini Statement | Service/transaction based | Available |
| Cash Deposit | Applicable service commission | Available |
| Micro ATM | Transaction/incentive based | Available |
| DMT | Transfer-based commission | Available |
| BBPS | Bill-payment commission | Available |
| Recharge | Recharge commission | Available |
| Wallet Top-up | Applicable transaction rules | Available |
| Payout | Applicable payout rules | Available |
DigiPay’s current app confirms the presence of these major service categories.
Why DigiPay Commission Can Change
VLEs should be careful with old YouTube videos, PDFs, and websites claiming to provide a permanent “DigiPay Commission Chart.”
Commission can change because of:
- New CSC/SPV policies
- Changes in banking partners
- Changes in service-provider agreements
- New DigiPay versions
- Revised transaction slabs
- TDS/tax treatment
- Promotional incentives
- Changes in regulatory requirements
A July 2026 DigiPay Web discussion, for example, specifically describes transaction-wise commission, settlement, payout, and commission-report changes as subjects that VLEs need to monitor.
How to Check Your DigiPay Commission
The safest way to determine your actual commission is to check your DigiPay transaction/commission report.
The current DigiPay application includes a Passbook feature for viewing transactions and wallet balance, along with backend support for commission logic and TDS deductions.
A practical process is:
- Log in to DigiPay.
- Open the transaction/passbook section.
- Select the relevant service.
- Check successful transactions.
- Check gross commission.
- Check TDS or other deductions.
- Compare the final credited amount.
This gives you a much more reliable picture of your actual earnings than an old commission chart.
Conclusion
The DigiPay Commission Chart 2026 is particularly important for CSC VLEs who provide AEPS, Micro ATM, DMT and other digital financial services.
For AEPS, the publicly available reference schedule shows transaction-based commissions, with the highest listed gross commission in the ₹3,000–₹6,999 slab at ₹11.32, followed by approximately ₹10.75 after the stated 5% TDS calculation.
However, VLEs should avoid treating third-party charts as permanently fixed. The current DigiPay app confirms that commission logic, TDS deductions, and multiple financial services are integrated into the platform, while current service policies can change.
For accurate earnings, always compare the published chart with your latest DigiPay commission report/passbook and current CSC/SPV instructions.
FAQs:
Q. What is the DigiPay commission in 2026?
A. DigiPay commission depends on the service and applicable transaction slab or incentive structure. For AEPS, publicly available 2026 reference data shows slab-based commissions ranging from ₹0.32 to ₹11.32 in the listed transaction ranges.
Q. What is DigiPay AEPS commission for ₹5,000?
A. According to the referenced chart, ₹5,000 falls into the ₹3,000–₹6,999 slab, with a gross commission of ₹11.32 and approximately ₹10.75 after 5% TDS.
Q. What is DigiPay commission for ₹10,000 withdrawal?
A. The referenced chart places ₹7,000–₹10,000 in a slab with ₹9.12 gross commission, approximately ₹8.66 after 5% TDS.
Q. Does DigiPay deduct TDS from commission?
A. The published AEPS reference chart shows a 5% TDS calculation on the listed gross commission amounts. Actual tax deduction should be confirmed from your current transaction/commission statement and applicable tax rules.
Q. Does DigiPay offer DMT?
A. Yes. The current DigiPay application lists Domestic Money Transfer (DMT) among its services.
Q. Can DigiPay VLE earn money every day?
A. Yes, eligible successful transactions can generate commission/incentive earnings, but daily income is not fixed or guaranteed. It depends on transaction volume, service mix, and applicable commission rates.
Q. Is DigiPay commission the same for every transaction?
A. No. The AEPS reference chart itself demonstrates different commission amounts for different transaction-value slabs.