Rajiv Arogya Bhagya Scheme is a revolutionary healthcare scheme developed and launched by the Government of India to provide financial protection against high healthcare costs to vulnerable sectors of society. The scheme, which covers more than ten crore families across the country, aims to provide healthcare benefits to the beneficiaries. This article will discuss the list of diseases covered under the Rajiv Arogya Bhagya Scheme and other crucial information. So, let’s dive deep into the article to know more about it.
What is the Rajiv Arogya Bhagya Scheme?
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The Rajiv Arogya Bhagya Scheme is a significant step towards achieving universal healthcare coverage in India and improving the population’s health outcomes. Rajiv Arogya Bhagya Scheme is a health insurance scheme established by the Government of India. The scheme intends to safeguard needy households from excessive healthcare expenditures.
The scheme covers the cost of hospitalization, treatment, surgery, and other related expenses. The Rajiv Arogya Bhagya Scheme also includes a Health and Wellness Centre (HWC) component, which aims to offer comprehensive primary healthcare services to the people, especially those living in rural areas.
Disease Covered under Rajiv Arogya Bhagya SchemeList
The Rajiv Arogya Bhagya Scheme covers various diseases and medical conditions. The scheme provides coverage for various surgical and medical procedures. Individuals and families who qualify for the Rajiv Arogya Bhagya Scheme Yojana can choose from approximately 25 specialties. Including the disease list covered under the Rajiv Arogya Bhagya Scheme, package information, and cost:
Inclusion of Rajiv Arogya Bhagya Scheme Yojana Critical Illness Coverage:
PM-JAY or Pradhan Mantri Jan Arogya Yojana is a flagship scheme of the Government of India. One of the essential aspects of PM-JAY is the critical illness coverage it offers to its beneficiaries. This coverage includes a wide range of critical illnesses that are expensive to treat and can cause significant financial burdens on families. An Ayushman Card is a must-have to avail the benefits of the Rajiv Arogya Bhagya SchemeYojana.
The critical illness coverage under PM-JAY includes medical conditions such as:
- Cancer
- Kidney diseases
- Heart diseases
- Liver diseases
- Respiratory diseases
- Neurological disorders
- Mental illnesses
- Burn injuries
- Neonatal diseases
- Congenital disorders
- Communicable diseases (such as tuberculosis and malaria)
- Daycare procedures and surgeries
These diseases are often associated with high treatment costs and can cause significant financial strains on low-income households. With this scheme of critical illness coverage, eligible beneficiaries can receive cashless treatment for certain illnesses at any of the impaneled hospitals or healthcare facilities. The scheme has also been extended to cover daycare procedures and surgeries, making it more comprehensive in terms of its coverage.
In addition to the above illness, PMJAY also includes:
- Pre-hospitalization
- Consultation, Medical examination, and treatment
- Medicine and medical supplies
- Non-intensive and intensive care services
- Diagnostic and laboratory testing
- Medical implant services (if necessary)
- Accommodation
- Food services
- Complications that occur during treatment
It’s important to note that this list is not exhaustive, and there may be additional conditions and diseases covered under this scheme, depending on the specific guidelines and policies of the scheme. Additionally, the availability of specific treatments and procedures may vary depending on the impaneled hospital or healthcare facility and the specific details of the individual case.